Chargebacks in Malaysia: RM348.50 on a RM250 Sale, and When Contesting Pays
The fee is the part merchants quote and the smallest part of the bill. On a RM100 sale the RM90 fee is the headline, and the total cash cost is…
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DuitNow QR Merchant Fees: Three Dials Decide Your MDR, and You Control One
Key Takeaways A poster claiming new QR charges from 1 November 2026 went round Facebook and Threads this month. The Ministry of Finance called it false on 18 October. What…
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e-Invoice in Malaysia: The RM3 Million Exemption Has Four Gates, Not One
The exemption threshold has moved from RM500,000 to RM1 million to RM3 million in under a year, a sixfold increase. That is why most of what you have read about…
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Sdn Bhd Incorporation Costs in Malaysia: 4 Cost Layers and the RM1,600 Dormancy Floor
Ask four Malaysian secretarial firms what incorporation costs and you will get four numbers between RM1,300 and RM3,000, all honest, all describing different bundles. The RM1,010 that SSM charges is…
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Payroll Software in Malaysia Compared (2026)
Payroll software is one of the easier purchases to get wrong, because the advertised number and the number you pay are rarely the same. “From RM3 per employee” is a…
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EPF, SOCSO and EIS: What an Employee Actually Costs You (2026)
Statutory employer contributions add 15.95% on top of salary for a Malaysian employee earning RM5,000 or less: EPF at 13%, SOCSO at roughly 1.75%, EIS at 0.2%, and the HRD…
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Sole Proprietorship vs Sdn Bhd vs LLP: Which and When (2026)
A sole proprietorship costs RM30 to RM60 a year and taxes your profit at personal rates up to 30%. A Sdn Bhd costs RM1,000 to incorporate and roughly RM3,200 a…
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